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FDIC issues warning about scam e-mails

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The Federal Deposit Insurance Corp. on Monday warned Americans that scammers have sent out large numbers of fraudulent e-mails that claim to be from the FDIC.

A man who works in the Minnehaha area of Vancouver said he received two of the e-mails Monday.

Monday’s warning can be found on the FDIC’s Web site, www.fdic.gov.

The bogus e-mail’s subject line starts with “Check your Bank Deposit Insurance Coverage.” The e-mail goes on: “You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.”

The FDIC’S warning says the bogus e-mail advises recipients to “visit the official FDIC website” and “check your Deposit Insurance Coverage” by clicking on a link. The link is fraudulent and likely would be used to collect the recipient’s personal information, the warning says.

The scammers then might use the information to access the recipient’s online bank accounts or commit identify theft, the warning says.

The warning says the FDIC doesn’t send out unsolicited e-mails. Neither do the FBI or IRS, officials have said many times.

Monday’s warning is the latest of about 20 warnings the FDIC has issued on similar topics since August 2006. Many of the warnings describe other fraudulent e-mails claiming to be from the FDIC and, in one case, the Federal Reserve Bank.

The warnings also deal with scammers who sell certificates of deposit that claim to be insured by the FDIC and fraudulent telephone callers who offer to lower credit-card interest rates, but really want personal information.

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